The overwater villa is the most photographed bed in travel, and the Maldives version is the real thing: glass floor panels, steps into your own lagoon, that impossible gradient of blues. The honest advice is about matching the resort to the couple, because "the Maldives" is not one product.

Every resort is its own island with its own personality: some are champagne-and-DJ, some are barefoot-and-books, and you cannot walk to a different one if you chose wrong. Seaplane transfers are scenic but end by late afternoon, so a late international arrival can mean an airport-hotel night; plan flights accordingly.

Half-board usually beats all-inclusive unless you drink like it is a mission. And split your stay: a few nights in a beach villa, then the overwater finale. The water villa is the dessert; you do not want it to be every course.